Carlos Pulido

Are the abundance of choices with Medicare confusing you, leaving you wondering, “Which Medicare insurance plan should I choose?” Expert Insurance Team is here to explain the key differences in Medicare Advantage, Supplements, and Part D plans. Medicare Advantage Medicare Advantage, or Part C plans, are a good choice for those who, for the most

If you are struggling paying your Part D prescription drug costs, you may qualify for a program called Extra Help. Extra Help assists in paying the prescription costs, premiums, deductibles, and coinsurance of Medicare prescription drug coverage.  To qualify, you have to meet certain income and resource limits. How to qualify for Extra Help In 2020,

Dual Eligible Special Needs plans (DSNP) are a type of Medicare Advantage plan for people who are eligible to receive both Medicare and Medicaid benefits. You have to enroll in both Medicare Parts A and B before you can apply for a DSNP. You can sign up for Medicare three months before the month you

Do you wonder what the costs of Medicare really are? We have broken down an article detailing the costs of Original Medicare as well as the late penalties that exist for it and a couple of Medicare insurance products. Be aware, there are some Medicare insurance products like Medicare supplements that greatly reduce coinsurance/copayments for

If Medicare beneficiaries want routine dental exams and cleanings, dental insurance is a must-have. Letting your oral health slide can lead to all kinds of health issues from cardiovascular disease to dementia. Seniors are at an even larger risk, so it’s vital to make sure your teeth and gums are shipshape. First, let’s take a

If you’re a senior who is still working and about to age into Medicare, you are not alone. The Bureau of Labor Statistics reports that people ages 65-74 currently make up nearly 27% of the workplace and that number is expected to exceed 30% by 2026. But what are the rules for people still working

Life insurance is considered by many to be solely and income-replacement tool for your financial portfolio. However, this is not the case. While it is extremely important to have a life insurance policy if you are the breadwinner of the family, there are other reasons to have life insurance. Why someone with no income still

When it comes to choosing a health insurance plan, you likely understand premiums. But that’s not all you need to compare when it comes to picking the best plan for your money. We’re going to show you how to make sure you not only get an affordable plan, but how to get one that covers

If you’re looking for health insurance near Lombard, Illinois, we’ve got a guide with all the information you need to know before buying a plan. We’ll answer all your questions like where to buy coverage, when you can buy it, and explain the different types. When can I buy health insurance in Lombard, Illinois This