Privacy Policy

Expert Insurance Team is committed to protecting your privacy. This policy covers www.expertinsuranceteam.com only; other Expert Insurance Team network websites may have different policies. By using this website or our services, you agree to this policy, our Terms of Use and our disclaimer. For information about a Medicare beneficiary, the Medicare Beneficiaries section controls over any conflicting term.

Information We Collect
We collect personally identifiable information only when you share it, through this website, another Expert Insurance Team network website, or by phone with our team. It may include, but is not limited to, your name, age, sex, address, email, phone number and health information, which we protect as the law requires, including HIPAA where it applies.

Consent to Contact
By submitting your information to us, you authorize Expert Insurance Team to contact you directly by email, telephone and SMS, including by autodialer and prerecorded or artificial voice, with information about insurance products or services we offer and other offers. You expressly consent to receive these calls, texts and emails regardless of whether you are on any federal or state DNC (Do Not Call) and/or DNE (Do Not Email) list or registry. Consent is not a condition of purchase. Message and data rates may apply.

How We Use Your Information
We may use your information for any purpose in our sole discretion, including contacting you to fulfill your inquiry and share other offers.

Medicare Beneficiaries
If you request Medicare Advantage or Part D information, your information will be provided to a licensed insurance agent for future contact about those products for 12 months from your request. We will not share it with any other agent or marketing organization without your prior express written consent naming each recipient, which you may accept or decline individually. We use health information only to match you with coverage, never to screen you. We do not market non-health products during Medicare sales activity, and Medicare marketing and sales calls are recorded and retained as CMS requires.

Text Messages
SMS consent and phone numbers are not shared with third parties or affiliates for marketing purposes. No mobile information will be shared with third parties or affiliates for marketing or promotional purposes.

Email
We comply with the CAN-SPAM Act of 2003, email only visitors who opt in through a form accepting our Terms of Use and this policy, and include an opt-out in every email.

Opting Out
You may withdraw consent at any time by any reasonable means, such as replying STOP, emailing support@expertinsuranceteam.com, calling 1-800-808-0209 or writing to us; we honor requests within 10 business days. You may also ask us to correct, update, delete or deactivate your information.

TPMO Disclaimer
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Changes to This Policy
We may modify this policy at any time and will post material changes here, by email or on our homepage.

Contact Us
Expert Insurance Team
255 E. Lake St.
Suite 302
Bloomingdale, Illinois 60108
(800) 808-0209
support@expertinsuranceteam.com


This website is owned and operated by Carlos Pulido Insurance Agency Inc.