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new medicare id cards coming soon

With major changes to anything there will always be a transition period.  This transition period will last from April 2018 through December 2018.  During this time all providers and insurance carriers will have time to update their records and their process for processing payments.  I suggest keeping the old Medicare card in a safe place […]

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Paying too much for your Grandfathered insurance plan

don’t, here is what it means.  https://www.healthcare.gov/glossary/grandfathered-health-plan/   On March 23, 2010, then president Obama, signed into law the Affordable Care Act.  Any plans purchased before that date are called “grandfathered” plans.  If you’ve kept this plan for this long it’s probably because of the large network of doctors and hospitals.  In the past it was common

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Single-Payer Healthcare System

Regardless of what side of the aisle you sit on, it’s obvious that the current state of the U.S. healthcare system is not the greatest.  Many have benefited from the ACA and many have suffered.  California is leading the way toward a single-payer healthcare system.  I imagine that there will be hurdles they will have

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Get a Quote

Get a quote The security of your private information is our highest priority. We will not sell or distribute your private information to anyone or any business, PERIOD! Your information will come to us and only us. You will only be contacted by Carlos, Mary, or staff at Expert Insurance Team.

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Contact Us

Contact us The security of your private information is our highest priority. We will not sell or distribute your private information to anyone or any business, PERIOD! Your information will come to us and only us. You will only be contacted by Carlos, Mary, or staff at Expert Insurance Team. By submitting this form you

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Life Insurance

Life insurance protects your family’s future. Just in case. Life insurance covers the financial needs of your loved ones in the event that something unfortunate should happen to you. Obtaining life insurance is one of the most important things you can do to create financial security for your dependents. We work with you to calculate

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Dental Insurance

We’ll protect your smile, with dental insurance plans designed for you. We did the homework for you as we understand just how frustrating the search for affordable dental insurance can be. So we scoured the market to find the very best dental insurance plans available in the nation. All to get you the best dental

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Long-Term Care

Long-term care How often is it covered? Long-term care (LTC) is a range of services and support for your personal care needs. Most long-term care isn’t medical care. Instead, it offers help paying for assistance with basic personal tasks of everyday life, sometimes called activities of daily living. These activities include bathing, dressing, grooming, using the toilet,

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Supplemental Insurance

It pays when major medical doesn’t. Supplemental health insurance makes zero-out-of-pocket health care a reality. When we combine it with our major medical plans, you no longer have to worry about unforeseen expenses. Critical illness and accidents occur every second of every day! With the right supplemental coverage, these situations are paid for when you

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